Reclaim Credit Card Charges
How you can claim back credit card charges
If you have been subjected to unfair credit card charges then it's time to get smart and claim back what is yours.
I-smart have recovered millions of pounds in compensation and have over 100,000 customers. The average amount of unfair charges claimed back on a credit card is £400. The average claim for credit card charges with unwanted PPI is a massive £1,100.
Payment Protection Insurance (PPI)
We can also claim back any mis sold PPI on your credit card. If you have had payment protection insurance added to your credit card without your knowledge or if you feel it was mis sold to you please contact us. You can find out more information at www.ppi.co.uk
Typically our customers have had several credit cards or loans over time. If you've been unwittingly sold PPI with theses and have unfair charges applied to the accounts, you could be owed thousands.
Remember you can still claim back unfair charges even if the account is closed.
Our consultations are free, just call 0800 043 3025
How much does it cost?
| Credit & Strore Cards |
| PPI charge per £100 |
Number |
% of cards |
| 45p |
2 |
0.71% |
| 59p |
4 |
1.42% |
| 67p |
2 |
0.71% |
| 70p |
6 |
2.14% |
| 72p |
57 |
20.28% |
| 74p |
6 |
2.14% |
| 75p |
9 |
3.20% |
| 76p |
74 |
26.33% |
| 77p |
6 |
2.14% |
| 78p |
38 |
13.47% |
| 79p |
46 |
16.31% |
| 85p |
5 |
1.78% |
| 89p |
1 |
0.36% |
| 95p |
1 |
0.36% |
| 99p |
2 |
0.71% |
| £1 |
5 |
1.78% |
| £1 .30 |
1 |
0.36% |
| £1 .50 |
16 |
5.69% |
| Moneyfacts.co.uk |
Research by moneyfacts.co.uk has found the average cost of card PPI is 80p per £100, but can range between 45p/£100 to as much as £1.50/£100.
Average monthly cost – based on balance of:
£1K = £8
£3K = £24
£5K = £40
£10K = £80
When signing up for a new credit card or store card, check that you have opted for the insurance only if you really want to and have the full information available. Sales staffs are highly targeted to sell PPI, so could be very insistent. But also remember that as it is paid on a monthly basis, subject to cancellation terms, the policy can be cancelled at any time.
If you have PPI and you didn’t ask for it, didn’t want it or were pressured into it, then click here to claim it back!
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